{"id":43114,"date":"2025-04-01T05:19:33","date_gmt":"2025-04-01T05:19:33","guid":{"rendered":"https:\/\/radioorahovica.hr\/?p=43114"},"modified":"2025-04-01T05:19:33","modified_gmt":"2025-04-01T05:19:33","slug":"otvoreni-novi-hamag-bicro-mali-i-mikro-zajmovi-za-ruralni-razvoj","status":"publish","type":"post","link":"https:\/\/radioorahovica.hr\/?p=43114","title":{"rendered":"Otvoreni novi HAMAG-BICRO \u201cMali\u201d i \u201cMikro\u201d zajmovi za ruralni razvoj"},"content":{"rendered":"<p>HAMAG-BICRO otvorio je nove \u201cMale\u201d i \u201cMikro\u201d zajmove koji pru\u017eaju priliku mikro, malim i srednjim subjektima malog gospodarstva u ruralnim podru\u010djima za unapre\u0111enje svojih poslovnih aktivnosti i poticanje razvoja. Cilj ovih zajmova je pove\u0107ati konkurentnost i odr\u017eivost poslovanja u ruralnim sredinama, kroz pristup povoljnim financijskim sredstvima. Zajmovi pru\u017eaju podr\u0161ku ulaganja u osnovna sredstva te u obrtna sredstva do maksimalno 30 posto iznosa zajma.<\/p>\n<p><strong>Mali zajam za ruralni razvoj<\/strong><\/p>\n<figure class=\"wp-block-table\">\n<table class=\"has-fixed-layout\">\n<tbody>\n<tr>\n<td>Ciljana skupina<\/td>\n<td>Mikro, mali i srednji subjekti malog gospodarstva, a prema uvjetima propisanim mjerama Programa ruralnog razvoja Republike Hrvatske za razdoblje 2014. \u2013 2020. godine prihvatljivim za financiranje iz ovog instrumenta<\/td>\n<\/tr>\n<tr>\n<td>Iznos<\/td>\n<td>Od 25.000,01 eura do 100.000 eura<\/td>\n<\/tr>\n<tr>\n<td>Kamatna stopa*<\/td>\n<td>0,1 posto i 0,25 posto, ovisno o razvijenosti JLS ulaganja<\/td>\n<\/tr>\n<tr>\n<td>Po\u010dek<\/td>\n<td>Do 12 mjeseci ukoliko je otplata minimalno 2 godine, a do 60 mjeseci za ulaganja u nove vi\u0161egodi\u0161nje nasade<\/td>\n<\/tr>\n<tr>\n<td>Rok otplate<\/td>\n<td>Do 10 godina uklju\u010duju\u0107i po\u010dek, a do 12 godina uklju\u010duju\u0107i po\u010dek za ulaganje u nove vi\u0161egodi\u0161nje nasade i\u00a0 za ulaganja u turizam u ruralnim podru\u010djima u jedinicama lokalne i podru\u010dne (regionalne) samouprave iz I. \u2013 IV. skupine prema indeksu razvijenosti<\/td>\n<\/tr>\n<tr>\n<td>Instrumenti osiguranja<\/td>\n<td>Zadu\u017enice, ostali instrumenti osiguranja prema procjeni rizika<\/td>\n<\/tr>\n<tr>\n<td>Potpora<\/td>\n<td>\u2013 De minimis, javna potpora<\/td>\n<\/tr>\n<tr>\n<td>Namjena<\/td>\n<td>\u2013 osnovna sredstva<br \/>\n\u2013 obrtna sredstva do max 30 posto iznosa zajma<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/figure>\n<p>Vi\u0161e informacija mo\u017eete prona\u0107i\u00a0<a href=\"https:\/\/hamagbicro.hr\/financijski-instrumenti\/kako-do-zajma\/investicije\/mali-zajam-za-ruralni-razvoj\/\">OVDJE<\/a>.<\/p>\n<p><strong>Mikro zajam za ruralni razvoj<\/strong><\/p>\n<figure class=\"wp-block-table\">\n<table class=\"has-fixed-layout\">\n<tbody>\n<tr>\n<td>Ciljana skupina<\/td>\n<td>Mikro, mali i srednji subjekti malog gospodarstva, a prema uvjetima propisanim mjerama Programa ruralnog razvoja Republike Hrvatske za razdoblje 2014. \u2013 2020. godine prihvatljivim za financiranje iz ovog instrumenta<\/td>\n<\/tr>\n<tr>\n<td>Iznos<\/td>\n<td>Od 1.000,00 eura do 25.000,00 eura<\/td>\n<\/tr>\n<tr>\n<td>Kamatna stopa*<\/td>\n<td>0,1 posto i 0,25 posto, ovisno o razvijenosti JLS ulaganja<\/td>\n<\/tr>\n<tr>\n<td>Po\u010dek<\/td>\n<td>Do 12 mjeseci ukoliko je otplata minimalno 2 godine<\/td>\n<\/tr>\n<tr>\n<td>Rok otplate<\/td>\n<td>Do 5 godina uklju\u010duju\u0107i po\u010dek, a do 7 godina uklju\u010duju\u0107i po\u010dek za ulaganja u turizam u ruralnim podru\u010djima u jedinicama lokalne i podru\u010dne (regionalne) samouprave iz I. \u2013 IV. skupine prema indeksu razvijenosti<\/td>\n<\/tr>\n<tr>\n<td>Instrumenti osiguranja<\/td>\n<td>Zadu\u017enice, ostali instrumenti osiguranja prema procjeni rizika<\/td>\n<\/tr>\n<tr>\n<td>Potpora<\/td>\n<td>\u2013 De minimis, javna potpora<\/td>\n<\/tr>\n<tr>\n<td>Namjena<\/td>\n<td>\u2013 osnovna sredstva<br \/>\n\u2013 obrtna sredstva do max 30 posto iznosa zajma<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/figure>\n<p>*\u00a0<a href=\"https:\/\/narodne-novine.nn.hr\/clanci\/sluzbeni\/2024_01_3_60.html\" target=\"_blank\" rel=\"noreferrer noopener\">Odluka o razvrstavanju jedinica lokalne i podru\u010dne (regionalne) samouprave prema stupnju razvijenosti<\/a><\/p>\n<p>Vi\u0161e informacija mo\u017eete prona\u0107i\u00a0<a href=\"https:\/\/hamagbicro.hr\/financijski-instrumenti\/kako-do-zajma\/investicije\/mikro-zajam-za-ruralni-razvoj\/\">OVDJE<\/a>.<\/p>\n<p>(Izvor: vpz.hr, inkubatorivpz.hr)<\/p>\n","protected":false},"excerpt":{"rendered":"<p>HAMAG-BICRO otvorio je nove \u201cMale\u201d i \u201cMikro\u201d zajmove koji pru\u017eaju priliku mikro, malim i srednjim subjektima malog gospodarstva<\/p>\n","protected":false},"author":2,"featured_media":43115,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[13],"tags":[],"class_list":["post-43114","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-viroviticko-podravska-zupanija"],"featured_image_urls":{"full":["https:\/\/radioorahovica.hr\/wp-content\/uploads\/2025\/03\/hamag-bicro-logo.jpg",830,460,false],"thumbnail":["https:\/\/radioorahovica.hr\/wp-content\/uploads\/2025\/03\/hamag-bicro-logo-150x150.jpg",150,150,true],"medium":["https:\/\/radioorahovica.hr\/wp-content\/uploads\/2025\/03\/hamag-bicro-logo-300x166.jpg",300,166,true],"medium_large":["https:\/\/radioorahovica.hr\/wp-content\/uploads\/2025\/03\/hamag-bicro-logo-768x426.jpg",640,355,true],"large":["https:\/\/radioorahovica.hr\/wp-content\/uploads\/2025\/03\/hamag-bicro-logo.jpg",640,355,false],"1536x1536":["https:\/\/radioorahovica.hr\/wp-content\/uploads\/2025\/03\/hamag-bicro-logo.jpg",830,460,false],"2048x2048":["https:\/\/radioorahovica.hr\/wp-content\/uploads\/2025\/03\/hamag-bicro-logo.jpg",830,460,false],"morenews-featured":["https:\/\/radioorahovica.hr\/wp-content\/uploads\/2025\/03\/hamag-bicro-logo.jpg",830,460,false],"morenews-large":["https:\/\/radioorahovica.hr\/wp-content\/uploads\/2025\/03\/hamag-bicro-logo-825x460.jpg",825,460,true],"morenews-medium":["https:\/\/radioorahovica.hr\/wp-content\/uploads\/2025\/03\/hamag-bicro-logo-590x410.jpg",590,410,true]},"author_info":{"display_name":"radio orahovica","author_link":"https:\/\/radioorahovica.hr\/?author=2"},"category_info":"<a href=\"https:\/\/radioorahovica.hr\/?cat=13\" rel=\"category\">Viroviti\u010dko-podravska \u017eupanija<\/a>","tag_info":"Viroviti\u010dko-podravska \u017eupanija","comment_count":"0","_links":{"self":[{"href":"https:\/\/radioorahovica.hr\/index.php?rest_route=\/wp\/v2\/posts\/43114","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/radioorahovica.hr\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/radioorahovica.hr\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/radioorahovica.hr\/index.php?rest_route=\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/radioorahovica.hr\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=43114"}],"version-history":[{"count":1,"href":"https:\/\/radioorahovica.hr\/index.php?rest_route=\/wp\/v2\/posts\/43114\/revisions"}],"predecessor-version":[{"id":43116,"href":"https:\/\/radioorahovica.hr\/index.php?rest_route=\/wp\/v2\/posts\/43114\/revisions\/43116"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/radioorahovica.hr\/index.php?rest_route=\/wp\/v2\/media\/43115"}],"wp:attachment":[{"href":"https:\/\/radioorahovica.hr\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=43114"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/radioorahovica.hr\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=43114"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/radioorahovica.hr\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=43114"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}