{"id":55051,"date":"2025-10-16T11:11:16","date_gmt":"2025-10-16T11:11:16","guid":{"rendered":"https:\/\/radioorahovica.hr\/?p=55051"},"modified":"2025-10-16T11:11:16","modified_gmt":"2025-10-16T11:11:16","slug":"hamag-bicro-otvorio-tri-nova-programa-s-ciljem-podrske-i-olaksavanja-pristupa-financijskim-sredstvima-za-poduzetnike-i-obrtnike","status":"publish","type":"post","link":"https:\/\/radioorahovica.hr\/?p=55051","title":{"rendered":"HAMAG-BICRO otvorio tri nova programa s ciljem podr\u0161ke i olak\u0161avanja pristupa financijskim sredstvima za poduzetnike i obrtnike"},"content":{"rendered":"<p>HAMAG-BICRO je otvorio tri nova zajmova koji su usmjereni na razli\u010dite segmente poduzetni\u010dkog sektora u Hrvatskoj, s ciljem podr\u0161ke i olak\u0161avanja pristupa financijskim sredstvima za poduzetnike i obrtnike:\u00a0<em>Mali zajmovi za \u017eene poduzetnice i poduzetnike po\u010detnike, Nacionalni zajmovi za investicije i Nacionalni zajmovi za obrtna sredstva.<\/em><\/p>\n<p><strong>Mali zajmovi za \u017eene poduzetnice i poduzetnike po\u010detnike<\/strong><\/p>\n<p><a href=\"https:\/\/radioorahovica.hr\/wp-content\/uploads\/2025\/10\/ham-1.png\"><img fetchpriority=\"high\" decoding=\"async\" class=\"wp-image-55054 size-full alignleft\" src=\"https:\/\/radioorahovica.hr\/wp-content\/uploads\/2025\/10\/ham-1.png\" alt=\"\" width=\"620\" height=\"350\" srcset=\"https:\/\/radioorahovica.hr\/wp-content\/uploads\/2025\/10\/ham-1.png 620w, https:\/\/radioorahovica.hr\/wp-content\/uploads\/2025\/10\/ham-1-300x169.png 300w\" sizes=\"(max-width: 620px) 100vw, 620px\" \/><\/a><\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<p><em>*\u017denska osoba ili vi\u0161e \u017eenskih osoba koje su stvarne vlasnice vi\u0161e od 50% udjela u subjektu barem 2 godine prije podno\u0161enja zahtjeva za zajam (upisano u odgovaraju\u0107em registru).<\/em><\/p>\n<p><strong>Nacionalni zajmovi za investicije<\/strong><\/p>\n<p>Cjeloviti tekst programa mo\u017eete preuzeti\u00a0<a href=\"https:\/\/hamagbicro.hr\/wp-content\/uploads\/2025\/10\/Nacionalni-zajam-za-investicije-2025.pdf\" target=\"_blank\" rel=\"noreferrer noopener\">ovdje<\/a><\/p>\n<p>&nbsp;<\/p>\n<p><a href=\"https:\/\/radioorahovica.hr\/wp-content\/uploads\/2025\/10\/ham-2.png\"><img decoding=\"async\" class=\"alignnone wp-image-55055 size-full\" src=\"https:\/\/radioorahovica.hr\/wp-content\/uploads\/2025\/10\/ham-2.png\" alt=\"\" width=\"607\" height=\"368\" srcset=\"https:\/\/radioorahovica.hr\/wp-content\/uploads\/2025\/10\/ham-2.png 607w, https:\/\/radioorahovica.hr\/wp-content\/uploads\/2025\/10\/ham-2-300x182.png 300w\" sizes=\"(max-width: 607px) 100vw, 607px\" \/><\/a><\/p>\n<p>Osnovna kamatna stopa za RH u ovom trenutku iznosi: 2,21%.<\/p>\n<p><strong>Nacionalni zajmovi za obrtna sredstva<\/strong><\/p>\n<p>Cjeloviti tekst programa mo\u017eete preuzeti\u00a0<a href=\"https:\/\/hamagbicro.hr\/wp-content\/uploads\/2025\/10\/Nacionalni-zajam-za-obrtna-sredstva-2025.pdf\" target=\"_blank\" rel=\"noreferrer noopener\">ovdje<\/a>.<\/p>\n<p><a href=\"https:\/\/radioorahovica.hr\/wp-content\/uploads\/2025\/10\/ham-3.png\"><img decoding=\"async\" class=\"alignnone wp-image-55056 size-full\" src=\"https:\/\/radioorahovica.hr\/wp-content\/uploads\/2025\/10\/ham-3.png\" alt=\"\" width=\"618\" height=\"346\" srcset=\"https:\/\/radioorahovica.hr\/wp-content\/uploads\/2025\/10\/ham-3.png 618w, https:\/\/radioorahovica.hr\/wp-content\/uploads\/2025\/10\/ham-3-300x168.png 300w\" sizes=\"(max-width: 618px) 100vw, 618px\" \/><\/a><\/p>\n<p>Osnovna kamatna stopa za RH u ovom trenutku iznosi: 2,21%.<\/p>\n<p>Svaka od ovih opcija nudi poduzetnicima i obrtnicima priliku za pobolj\u0161anje poslovnih procesa, pove\u0107anje konkurentnosti te ja\u010danje njihove pozicije na tr\u017ei\u0161tu, uz povoljne uvjete otplate i kamatnih stopa. (inkubatorivpz.hr, Foto\/Ilustracija: Kristijan Toplak)<\/p>\n","protected":false},"excerpt":{"rendered":"<p>HAMAG-BICRO je otvorio tri nova zajmova koji su usmjereni na razli\u010dite segmente poduzetni\u010dkog sektora u Hrvatskoj, s ciljem<\/p>\n","protected":false},"author":2,"featured_media":55057,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[15],"tags":[],"class_list":["post-55051","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-hrvatska"],"featured_image_urls":{"full":["https:\/\/radioorahovica.hr\/wp-content\/uploads\/2025\/10\/poduzetnidic.jpg",1000,667,false],"thumbnail":["https:\/\/radioorahovica.hr\/wp-content\/uploads\/2025\/10\/poduzetnidic-150x150.jpg",150,150,true],"medium":["https:\/\/radioorahovica.hr\/wp-content\/uploads\/2025\/10\/poduzetnidic-300x200.jpg",300,200,true],"medium_large":["https:\/\/radioorahovica.hr\/wp-content\/uploads\/2025\/10\/poduzetnidic-768x512.jpg",640,427,true],"large":["https:\/\/radioorahovica.hr\/wp-content\/uploads\/2025\/10\/poduzetnidic.jpg",640,427,false],"1536x1536":["https:\/\/radioorahovica.hr\/wp-content\/uploads\/2025\/10\/poduzetnidic.jpg",1000,667,false],"2048x2048":["https:\/\/radioorahovica.hr\/wp-content\/uploads\/2025\/10\/poduzetnidic.jpg",1000,667,false],"morenews-featured":["https:\/\/radioorahovica.hr\/wp-content\/uploads\/2025\/10\/poduzetnidic.jpg",1000,667,false],"morenews-large":["https:\/\/radioorahovica.hr\/wp-content\/uploads\/2025\/10\/poduzetnidic-825x575.jpg",825,575,true],"morenews-medium":["https:\/\/radioorahovica.hr\/wp-content\/uploads\/2025\/10\/poduzetnidic-590x410.jpg",590,410,true]},"author_info":{"display_name":"radio orahovica","author_link":"https:\/\/radioorahovica.hr\/?author=2"},"category_info":"<a href=\"https:\/\/radioorahovica.hr\/?cat=15\" rel=\"category\">Hrvatska<\/a>","tag_info":"Hrvatska","comment_count":"0","_links":{"self":[{"href":"https:\/\/radioorahovica.hr\/index.php?rest_route=\/wp\/v2\/posts\/55051","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/radioorahovica.hr\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/radioorahovica.hr\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/radioorahovica.hr\/index.php?rest_route=\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/radioorahovica.hr\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=55051"}],"version-history":[{"count":1,"href":"https:\/\/radioorahovica.hr\/index.php?rest_route=\/wp\/v2\/posts\/55051\/revisions"}],"predecessor-version":[{"id":55058,"href":"https:\/\/radioorahovica.hr\/index.php?rest_route=\/wp\/v2\/posts\/55051\/revisions\/55058"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/radioorahovica.hr\/index.php?rest_route=\/wp\/v2\/media\/55057"}],"wp:attachment":[{"href":"https:\/\/radioorahovica.hr\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=55051"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/radioorahovica.hr\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=55051"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/radioorahovica.hr\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=55051"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}